Don't forget to factor in closing costs when considering a home sale or purchase. Keyes Real Estate Services is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 980.230.9632 if your needs include a real estate pro experienced in the business side of real estate.

Closing costs you should expect

There are certain ordinary fees associated with closing the sale of a house. These costs are often divided between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in North Carolina to help lead you through the transaction.

Closing costs that are loan-related    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a home in Gaston County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not shocked when you reach the closing table. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates that seem unusual.

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